Adding value to randomization with qualitative analysis: The case of microcredit in rural Morocco

Morvant-Roux Solène, Guerin Isabelle, Roesch Marc, Moisseron Jean-Yves. 2014. Adding value to randomization with qualitative analysis: The case of microcredit in rural Morocco. World Development, 56 : pp. 302-312.

Journal article ; Article de revue à facteur d'impact
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Quartile : Q1, Sujet : ECONOMICS / Quartile : Q1, Sujet : PLANNING & DEVELOPMENT

Liste HCERES des revues (en SHS) : oui

Thème(s) HCERES des revues (en SHS) : Economie-gestion; Science politique

Abstract : This paper analyzes microcredit demand and use to draw lessons on how households appropriate microcredit services. It introduces qualitative analysis to a randomized study. Findings suggest that microcredit demand and use is shaped not only by agro-ecological conditions, but by two major partially interrelated factors: debt-related norms articulated with the perception of the sanction in case of repayment default, and the "social life" of microcredit, namely, how social actors, credit officers, and local leaders, engage with microcredit. On a conceptual perspective we argue that microcredit "markets" do not result from supply confronting demand, but instead, are historical, political, and social constructs. (Résumé d'auteur)

Mots-clés Agrovoc : Crédit, Financement, Analyse qualitative, Demande, Ménage, Zone rurale, Anthropologie sociale

Mots-clés géographiques Agrovoc : Maroc

Classification Agris : E13 - Investment, finance and credit
E80 - Home economics and crafts

Champ stratégique Cirad : Axe 5 (2014-2018) - Action publique pour le développement

Auteurs et affiliations

  • Morvant-Roux Solène, Université de Fribourg (CHE)
  • Guerin Isabelle, IRD (IND)
  • Moisseron Jean-Yves, IRD (FRA)

Source : Cirad - Agritrop (

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